Old Mutual Banking

Old Mutual Banking is a mobile application designed for comprehensive financial management. The app allows users to manage various aspects of their personal finance, including banking, investing, loans, and funeral cover. Available for the Android platform, users can easily download Old Mutual Banking to access a wide range of features that facilitate everyday financial transactions.

The application offers a Money Account, which consists of two distinct components: a SWIPE Account and a SAVE Account. The SWIPE Account functions similarly to a traditional banking account, enabling users to make payments, withdraw cash, and tap and pay for goods and services. In contrast, the SAVE Account serves as a unique savings feature, allowing users to invest their savings in a Unit Trust while maintaining the flexibility to save according to their individual preferences.

Users can deposit cash into their Money Account at numerous retail locations, including Shoprite, Checkers, Usave, Pick n Pay, and Boxer stores. This feature ensures that accessing and managing funds is convenient and straightforward. Additionally, the app allows users to buy airtime, data, and electricity, providing a one-stop solution for essential financial needs.

Managing beneficiaries is made easy within the app. Users can pay and manage their beneficiaries directly, streamlining the process of sending money to others. The Quick Pay feature enables users to transfer funds to other Money Account holders using just their mobile numbers, further simplifying transactions. For those who need to send money to a mobile number not associated with a Money Account, the Send Money feature is available as well.

Old Mutual Banking also provides users with the ability to access the funds in their SAVE Account at any time without needing to give prior notice. This feature is particularly beneficial for individuals who may need immediate access to their savings. Furthermore, users can transfer money between their SWIPE and SAVE accounts, allowing for efficient management of funds between daily spending and savings.

The app makes it easy for users to keep track of their finances by providing options to view account balances and transaction history. This transparency enables users to monitor their spending habits and maintain control over their financial situations. Additionally, users can switch their cards on or off as needed, providing an extra layer of security and control over their accounts.

For those in need of financial assistance, the app allows users to apply for personal loans directly through the platform. Users can also view their loan balances if they have any existing loans, facilitating better financial planning. The application streamlines the loan application process, making it accessible and straightforward.

Old Mutual Banking also offers funeral cover options. Users can apply for Old Mutual Funeral cover through the app, ensuring that they have the necessary support in times of need. The app also allows users to submit funeral claims, making the process more manageable during difficult times.

Additionally, users can participate in the Old Mutual Rewards program through the app. By signing up for free, users can learn, earn, and redeem rewards points. The rewards portal enables users to view their points balance, earn points for various activities, and spend those points on different offers. Users can also request a credit report, making it easier to stay informed about their credit status.

To sign up for a Money Account, users can do so online or visit any Old Mutual branch. Alternatively, they can reach out to the Old Mutual Money Account call center for further assistance. Registering for Old Mutual Rewards can be done through a dedicated website, allowing users to manage both their Money Account and Rewards through the Old Mutual Banking app.

With continuous improvements and updates planned for the app, users can expect enhanced functionality over time. The developers encourage feedback and suggestions to further refine the user experience and address evolving financial needs.

In summary, Old Mutual Banking offers a robust set of features for managing personal finances, including banking, investing, loans, and funeral cover. With its user-friendly interface and comprehensive functionality, the app serves as a valuable tool for individuals seeking to take control of their financial lives. Users can easily access their accounts, make transactions, and manage their finances all in one place, making it a practical choice for anyone looking for a reliable banking solution.

For more information, users can visit www.moneyaccount.co.za or contact the Old Mutual Money Account call center at 0860 445 445.